We start by diving into your current standing. Details around items like your current income, expenses, debts,savings,  employee benefits, and investments help to guide us towards our first steps of the plan. We will also cover what protections you currently have with life insurance, disability, and health coverage.

It's important to understand your priorities. Only you know what is important when it comes to you and your family. Are you looking for a bigger home? Have you always wanted to travel more? Starting a small business may be your top priority. Whatever that goal is, let's put it on paper in order to start developing your plan.

Let's break down your goals into three, easy to define, time frames. First, think about what you would like to accomplish in the next eighteen months. Next, let's lay out a five year plan. Finally, we will start to talk about longer term retirement planning. Breaking our planning into shorter time frames can help us get more defined steps to accomplishing your goals.